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NOTICE OF TRUSTEE'S SALE The following described property will be sold at pu...

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serving 2013-03-08 through 2013-03-22

NOTICE OF TRUSTEE'S SALE The following described property will be sold at public auction to the highest bidder at the Main Entrance, First Judicial District Court, 135 North 100 West, Logan, Utah, on April 8, 2013, at 12:00 p.m. of said day, for the purpose of foreclosing a trust deed originally executed on April 29, 2011 by Nixon Geras and Melissa Geras, as trustors, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Guild Mortgage Company, its successors and assigns, covering the following real property purported to be located in Cache County at 630 West 3300 South, Nibley, UT 84321 (the undersigned disclaims liability for any error in the address), and more particularly described as: Lot 12, ASHBURY ESTATES PHASE 1, according to the official plat thereof as recorded September 6, 2007 as Entry No. 953994, in the office of the Cache County Recorder, State of Utah. Together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. Parcel No.: 03-182-0012 The current beneficiary of the trust deed is Guild Mortgage Company and the record owners of the property as of the recording of the notice of default are Nixon Geras and Melissa Geras, husband and wife, as joint tenants. The sale is subject to bankruptcy filing, payoff, reinstatement or any other circumstance that would affect the validity of the sale. If any such circumstance exists, the sale shall be void, the successful bidder's funds returned and the trustee and current beneficiary shall not be liable to the successful bidder for any damage. Bidders must tender to the trustee a $20,000.00 deposit at the sale and the balance of the purchase price by 12:00 noon the day following the sale. The deposit must be in the form of a bank or credit union cashier's check or bank official check payable to eTitle Insurance Agency. The balance must be in the form of a wire transfer, bank or credit union cashier's check, bank official check or U.S. Postal money order payable to eTitle Insurance Agency. Cash payments are not accepted. A trustee's deed will be delivered to the successful bidder within three business days after receipt of the amount bid. DATED: March 8, 2013. eTitle Insurance Agency, Trustee By: /s/ Kent W. Plott Authorized Officer 3269 South Main, #100 Salt Lake City, UT 84115 (801) 263-3400 Office Hours: 8:00 a.m. - 5:00 p.m. L&A Case No. 12-26253/CF THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 863569 UPAXLP

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